There are a lot of things that are fantastic about moving onto a boat. The great lifestyle is one of them I mean, who wouldn’t want to live on a boat? You get to be surrounded by the ocean and the endless sky, surrounded by nature and surrounded by the laid back attitudes of other boaters. The freedom to come and go as you please on the water or the shore and you don’t have the chains of a desk holding you back anymore. But how do you make that transition? Companies like brownellsystems.com can ensure your boat is in the correct marina waiting for you to embark on your new life. It’s hard enough moving house but when you need to downsize enough to live on a boat, it’s tough and especially difficult if you’re someone who likes to hold on to things. There are three very important tips to remember that can get you started toward living on a boat and enjoying beautiful sunsets.
- Lose the material things
- Lose the bills
- Lose the worry
It seems pretty straightforward to lose the material things in life but you would be amazed how hard it can be to go from living in a full house full of your things and furniture to a 3-500 square foot boat. Don’t worry though, the hardest bit is just the beginning as getting rid of things that you’ve considered a prized possession that you haven’t looked at in years can be painful. Plan on car boot sales, bulk eBay listings and plenty of Facebook posts to empty your house and earn in the process. Utilise companies like brownellsystems.com to move your boat to the correct mooring ready for you. After you’ve got rid of your excess things via sales or the local tip, plan on storing any remaining things in a family members home or a paid storage unit. If you do this for six months to a year, then you can review after this time and anything you still don’t need or find as important as you used to you can then chuck or sell on and save yourself further possible storage fees. If you do this a few times you’ll guarantee that all you need is on that 500 square foot of home you want to live in.
The second step of losing the bills is more of a practical one as it’s so easy to forget to cancel things like subscriptions that you cannot use on the water and by cutting your overheads by simplifying your expenses you are buying yourself that freedom on the water. It can be hard to sail away into the sunset if you’re still paying for a sky bill or magazine subscription. You won’t be able to keep going to the gym or go to Blockbusters on a Friday night. Every pound you save is a pound you don’t have to earn.
The last point of losing the worry means letting go of the attitude toward time and work. Stop worrying about the hours in the day as time on a boat slows down significantly. Living on a boat is not a lifestyle it’s also a life and to get the most out of living on a boat you can’t function the same way you would living on the shore. Relax, enjoy and know that time on your boat is time well spent.
It’s the small touches that make a big difference when it comes to high quality accommodation. Guests notice the small touches; the fresh flowers, the neatly made bed, the detailed welcome pack. These things show that you care, and they will make your accommodation stand out to visitors. You’ve bought a holiday home with restlessearth.com but what’s next? So what should you be doing to ensure that your holiday cottage provides a great experience for your guests?
Whilst it may be tempting to say that your two bedroom holiday cottage bought through restlessearth.com can accommodate six guests, you must think about how comfortable that would really be for visitors! Two double beds and a futon may have the sleeping covered, but what about when six people are fighting over the bathroom or are trying to cook dinner in a small kitchen? Ensuring that guests have plenty of space will greatly improve their experience of your property.
Provide hairdryers for your guests
Hairdryers are one of those things that no one really wants to pack, so make life easier for your guests and ensure that there is one in each bedroom (preferably within easy reach of a mirror). This simple action can be really appreciated by visitors, particularly if it’s a girls’ weekend! You could even go a step further and provide hair straighteners.
Buy high quality beds
If you wouldn’t want to sleep more than one night on the beds in your holiday cottage, then why are they there? It’s always a good idea that you try being a guest in your own holiday home. We definitely think you should spend a few nights ensuring that the beds are comfortable. A bad night’s sleep can ruin a guest’s stay, and it’s even worse if it gives them a bad back! Investing in high quality beds will give your visitors a great night’s sleep, and they’ll last longer too, so they’re not as costly as you may think.
Champagne flutes, not just wine glasses
This easy-to-do touch adds a real element of luxury to your holiday cottage. A stay in your property may be for a special occasion, and that’s when the bubbly comes out. Champagne out of a wine glass just hasn’t got that touch of class and luxury; for such a small cost this simple gesture can go a long way.
Save them from washing up
Nobody likes to spend their holiday doing the washing up, which is why a dishwasher is great addition to any holiday cottage. Whether there’s a family staying or a group of friends, they’ll love being able to focus on enjoying quality time together free from wrinkly hands and marigold gloves!
You can arrange an overseas mortgage through a UK bank or an international lender after you’ve used a company like restlessearth.com to find your dream home. It’s also common to raise the funds to buy a home abroad outright by remortgaging your UK property. Here, we explain the pros and cons of each.
Remortgaging your UK home to buy an overseas property
Remortgaging your UK home can help you raise the funds to buy an overseas property outright.
Whether this is a sensible option for you will depend on your personal circumstances – including how much of your existing mortgage you’ve paid off and your current credit rating – as well as factors such as interest rates at the time you apply.
Borrowing from a UK bank to buy overseas property
All of the main UK high street banks have an international mortgage service, but you’ll need to find out which countries they operate in. Banks tend to only provide mortgages for purchases in countries where they have offices. While getting a mortgage in established overseas property markets such as France or Spain might be simple, it may be trickier if you’re looking further afield.
Although the mortgage may be set up through the UK bank, you would deal with the foreign arm of the bank once the mortgage is arranged.
Arranging an overseas mortgage abroad
It’s possible to arrange a mortgage with an overseas lender using a specialist broker. These brokers can give you tailored information, including a list of estate agents or lawyers to use in your chosen country. Mortgage rates in some areas of the eurozone are far lower than in the UK, especially in established property markets with a wide range of mortgage providers, so you might get a better deal by borrowing abroad. However, overseas mortgage brokers are not covered by the Financial Conduct Authority, so you would struggle to get any compensation if you were given poor advice. You should also consider the repercussions of borrowing in a foreign currency. If you do so, exchange rate fluctuations would affect your repayments.
Deposits on overseas property
The deposit needed for an overseas mortgage tends to be higher than you’d need for a standard UK mortgage. In Spain, it’s common for overseas buyers to pay 30%-40% of the property price as a deposit. In some countries, this deposit is non-refundable, so don’t hand over any money before you’ve negotiated an initial contract, and then only to a lawyer or bonded estate agent.
Moving abroad is feat enough in itself without using property finders like restlessearth.com. You should do whatever you can to ensure your property search is as easy as possible.